Across Southeast Asia, fintech platforms supporting small and medium-sized businesses are facing growing regulatory scrutiny. As transaction volumes increase, regulators expect stronger anti-money laundering (AML) controls and more proactive fraud prevention without slowing down payments or disrupting user experience.

For payment platforms serving MSMEs such as NextPay, this balance is a critical differentiator.

Client Overview: NextPay

Founded in the Philippines, NextPay is a one-stop payment platform built to help micro, small, and medium-sized enterprises automate how they collect, send, and manage money. Designed as a flexible alternative to traditional corporate bank accounts, NextPay enables growing businesses and entrepreneurs to handle payments more efficiently while reducing operational friction.

As the platform expanded its customer base and transaction activity, ensuring consistent regulatory compliance and transaction security became a strategic priority.

The Challenge

As NextPay scaled its operations, the team needed to:

  • Meet evolving AML and regulatory requirements in the Philippines
  • Protect customer transactions from fraud without slowing payment flows
  • Implement compliance controls that could scale with business growth
  • Avoid fragmented tools that create operational overhead for risk teams

The goal was to embed compliance early without compromising product speed or customer experience.

“We partnered with Flagright right from their early stage to help us ensure that we are always meeting our regulatory obligations and keeping our customers’ payments and transactions secure. As we continue to grow, we know we can count on Flagright to provide the compliance and fraud protection solutions we need to succeed.”
— Jules Arambulo, Risk and Compliance Manager, NextPay

The Solution: Flagright’s Unified AML and Fraud Platform

To support its compliance strategy, NextPay implemented Flagright’s AML compliance and fraud protection solutions.

Flagright’s platform enables NextPay to monitor transactions, detect suspicious activity in real-time, and manage compliance workflows within a single system. With a streamlined integration process and ongoing support, NextPay was able to embed AML and fraud controls early in its growth journey without adding unnecessary complexity for its internal teams.

By centralising compliance operations, NextPay can maintain visibility across transactions while adapting its controls as regulatory expectations evolve.

“NextPay has been one of our earliest and most valued customers. We’re proud to continue supporting their mission to empower MSMEs in the Philippines with secure, compliant payment infrastructure as they scale.” — Baran Ozkan, Co-founder and CEO, Flagright

Expected Impact

Through its partnership with Flagright, NextPay aims to:

  • Maintain continuous AML compliance as transaction volumes grow
  • Strengthen fraud prevention across customer payments
  • Reduce operational complexity for risk and compliance teams
  • Build long-term trust with regulators and business customers

Explore how Flagright helps fintechs and neobanks build scalable AML compliance and fraud protection: Get A Demo.

About Flagright

Flagright is a global leader in AI-native transaction monitoring and AML compliance solutions, featuring a highly customizable, risk-based platform with the industry’s fastest two-week integration, enabling financial institutions to centralize detection, investigate and report suspicious activity, streamline regulatory workflows, and strengthen financial crime controls. Flagright has also been recognized as the fastest growing AML compliance platform in Europe (Sifted), also globally recognized by Chartis as a leader in AI for fincrime compliance, amongst several other global recognitions. Trusted by fintechs and banks in 30+ countries, Flagright helps reduce false positives by 93% and lower compliance costs by 80%, thereby setting the modern standard for financial crime compliance.