Key numbers
- 6x rise in AML penalties from European regulators in 2025
- 10 seconds to complete fraud and sanctions screening on instant payments
- 800% estimated rise in criminal networks' use of AI tools over two years
- 40 → 2 minutes for TransferMate's case interpretation on lower-risk cases with AI support
What's inside
Sifted spoke with compliance and risk leaders at Rabobank, bunq, Qonto and more. The guide covers why legacy AML is reaching its limit, where AI already helps across onboarding, monitoring, investigations and ongoing risk management, and how to build an AI operating model on strong data, workflows, teams and governance. It closes with a practical self-assessment.
Assess your AI readiness
See where your AML program stands on data, controls, people, governance and outcomes.
